GUARD MY CREDIT DIY FREE CREDIT REPAIR
- Guard My Credit
- Apr 14
- 2 min read
Fixing your credit doesn’t have to cost you hundreds.
With the right tools, guidance, and a bit of commitment — you can fix your credit yourself, for free.
At Guard My Credit, we believe everyone deserves a second chance at financial freedom. That’s why we created our DIY Free Credit Repair program — a do-it-yourself approach that gives the power back to you.

Why Go the DIY Route?
Because no one knows your situation like you. And once you understand how credit works, correcting it is a heck of a lot less intimidating.
Here’s how our DIY program is different:
✅ You Learn As You Go
Learn the fundamentals of credit scores, what affects them, and how to protect your credit long-term.
💸 Zero Cost, Real Results
No monthly subscription costs. No upsells. Just free guidance and step-by-step directions.
⏰ Go At Your Own Pace
Work on your credit at a time that is convenient for you whether that’s in the morning with coffee or late at night after the kids are asleep.
We don’t simply send you some templates and wish you good luck, we give you an entire system that walks you through the credit repair process from beginning to end:
📘 Step-by-Step Guides
Learn to read your credit report, identify mistakes, and dispute them properly.
📝 Dispute Letter Templates
Fill-in templates you can customize and use to mail to credit bureaus or creditors.
🔍 Free Credit Report Review
Learn how to review and examine your report for free and what to anticipate.
📊 Budgeting Tools + Tips
Start making healthier habits in your money as you’re fixing your credit.
👥 Expert Support
Got questions? Our credit pros are here to guide you whenever you need help.
How It Works

1. Start with a Free Credit Report Analysis
We’ll show you how to obtain your report for free and how to read it.
2. Learn the System
Learn what’s going right (or wrong) for your score from our bite-sized lessons.
3. Act Now
Dispute, negotiate with creditors, and repair your report using our templates.
4. Stay on Track
Take advantage of our members-only forum, webinars, and weekly tips to keep moving forward.
You’re Not Alone , But You Are In Control
You don’t need to be stressed about credit repair. You’re not beginning from scratch , you’re beginning from here.
And we’ll be right there with you.
Ready to get started?
Check out our free tools and start taking control of your credit today because no one should have to pay to get their life back on track.
👉 Start Now – It’s 100% Free
I began my journey with the Free DIY program and managed to increase my score by 50 points in just the first month through three deletions. My scores have now risen from the 500s to the 700s, and I have Guard My Credit assisting me in tackling my more challenging accounts. It’s an excellent way to kick things off, and if you encounter tougher issues like I did, I highly recommend signing up with Guard My Credit for further assistance.
Love it! Been looking for something like this for years!