If you applied for a mortgage, auto loan, or credit card in the spring of 2022, Equifax may owe you money. A coding error on its systems sent lenders the wrong credit scores for about 4 million people, and the company has now agreed to a 100 million dollar settlement to make it right. Claims are open, and the window closes on December 28, 2026. Here is what happened, who qualifies, how much you could get, and how to file without falling for a scam. What actually happened Betw